Get a FREE quote on a 30-year fixed rate mortgage & save thousands of dollars per year.
The traditional (Conventional) 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change (*taxes and insurance can and usually do change - but the principle and interest is locked in for the life of the loan). If you plan to move within seven years, sometimes adjustable-rate mortgages (mortgages fixed for 5, 7, or 10 years - but with the benefit of a 30-year amortization term) can be cheaper.
We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 30-Year Fixed Rate Mortgage Qualifier.
We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a seasoned investor.
Here's how our home loan process works:
As a rule of thumb, it may be harder to qualify for Conventional loans than for Government insured loans like VA, FHA, and USDA loans. The good news is that you can apply for a conventional mortgage quickly and easily here (include link to application). However, if you don't qualify, I will also review government insured options that may work for your criteria. Whether a conventional or a government insured mortgage works for your situation, we can generally lock in the rate for the life of your loan.
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:
